Does the Financial Wellbeing Score affect my Credit Score?

Blackbullion developed the Financial Wellbeing Score based on insight from financial experts and behavioural science, and combined it with our in-house knowledge to develop an algorithm that accurately assesses your financial health.

This is an educational tool designed to help you understand your financial habits and does not provide financial advice. This score is derived from your questionnaire responses and open banking data. It is used solely for personal financial insight and does not affect your credit score or borrowing capacity. We do not report or share your data with any financial institutions.

Please remember that how you use the information is entirely up to you — Blackbullion is not responsible for any decisions you make based on it.